Terms of Service

These Terms of Service govern your access to and use of LBIWolbis. By creating an account, accessing the platform, or funding an investment plan, you confirm that you have read, understood, and agreed to these terms together with the Privacy Policy.

LBIWolbis reserves the right to refuse, restrict, or discontinue service where required by law, compliance obligations, risk controls, or legitimate business considerations.

You are responsible for safeguarding your login details, maintaining the security of your devices, and all activity conducted through your account. You must promptly notify LBIWolbis of suspected unauthorized access or inaccurate account information.

One person may maintain only the number of accounts expressly permitted by the platform. Account transfers, credential sharing, impersonation, fraudulent activity, and attempts to bypass verification or platform controls are prohibited.

We may request identity, address, source-of-funds, or other information reasonably required for fraud prevention, sanctions screening, anti-money-laundering controls, or legal compliance. Transactions may be delayed or declined while a review is in progress.

You agree not to use the platform for unlawful activity, money laundering, terrorist financing, sanctions evasion, market abuse, or transactions involving proceeds of crime.

Digital-asset transfers are generally irreversible. LBIWolbis is not responsible for assets lost because of an incorrect address, unsupported token, incompatible network, missing destination tag, or other information supplied by you. Deposit availability and withdrawal completion may depend on network confirmations and third-party infrastructure.

Each plan's funding range, stated rate, duration, withdrawal terms, and other conditions are displayed before activation. You are responsible for reviewing the selected plan before depositing.

Digital-asset and investment activities involve material risk. Market, liquidity, operational, regulatory, and technology events may affect performance or access. Information on the platform is general information and is not personal financial, legal, accounting, or tax advice.

Referral rewards may be withheld, reversed, or cancelled where the underlying deposit is invalid, reversed, fraudulent, or connected to prohibited conduct. Participation does not create an employment, agency, partnership, or representative relationship with LBIWolbis.

We may restrict, suspend, or terminate access where we reasonably suspect fraud, unlawful conduct, sanctions exposure, security compromise, breach of these terms, or risk to the platform or other users. Where legally and operationally permitted, users may request account closure after outstanding obligations and active reviews are resolved.

We aim to provide reliable access but do not warrant uninterrupted or error-free operation. Maintenance, network conditions, security incidents, third-party outages, or events beyond reasonable control may affect availability.

We may update services, supported assets, limits, fees, plan availability, or these terms to reflect operational, legal, security, or market changes. Material changes will be communicated through appropriate platform channels and apply from the stated effective date.

To the fullest extent permitted by applicable law, LBIWolbis and its officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive losses, including lost profits, lost opportunities, or loss of data, arising from platform use.

Nothing in these terms excludes liability that cannot lawfully be excluded. Your statutory rights, where applicable, remain unaffected.

To the extent permitted by law, you agree to indemnify LBIWolbis against claims, losses, and reasonable costs arising from your unlawful use of the platform, your breach of these terms, or your infringement of another person's rights.

These terms are governed by the laws of the Republic of Cyprus, without prejudice to mandatory protections that may apply in your place of residence. The parties should first attempt to resolve disputes in good faith. Where informal resolution is unsuccessful, disputes will be submitted to the competent courts of Cyprus unless applicable law requires otherwise.

If any provision is held unenforceable, the remaining provisions continue in effect. A failure to enforce a provision is not a waiver. You may not assign your rights under these terms without prior written consent; LBIWolbis may assign its rights as part of a lawful restructuring, transfer, or business transaction.